Proudly based in Staten Island — serving all five boroughs and clients nationwide by phone
Based in Staten Island, working with Queens clients by phone — same CROA & FCRA-compliant process, no upfront fees, and no generic dispute templates.
The FCRA and FDCPA are federal law, so your rights as a Queens resident are the same as anyone else's in the country — but knowing the local landscape still helps. We work with clients throughout Astoria, Flushing, Jamaica, Forest Hills, Bayside, Jackson Heights, Long Island City, and Elmhurst, and understand the credit and debt-collection patterns common to Queens County.
If a dispute over an account ever ends up in court rather than resolved directly with a bureau, that typically means Queens County Civil Court, 89-17 Sutphin Boulevard, Jamaica — we can help you understand what that process looks like, though for actual courtroom representation you'll want a licensed attorney.
We work with clients throughout Astoria, Flushing, Jamaica, Forest Hills, Bayside, and every neighborhood across Queens.
Line-by-line review across all three bureaus.
Written, documented, tracked to the deadline.
Understand what's actually driving your score.
Required by CROA — not a courtesy.
No — USA-CreditRx LLC is based in Staten Island. Queens clients are served by phone and virtual consultation, using the same compliant process and documentation as every other client, covering Astoria, Flushing, Jamaica, Forest Hills, Bayside, Jackson Heights, Long Island City, and Elmhurst.
No. The FCRA and FDCPA are federal law, so your rights as a Queens resident are the same as anyone else's in the country — knowing the local landscape simply helps us serve you better.
No. Under CROA, no fee is collected before agreed-upon services have actually been performed — the full audit and consultation are free.
A full report audit across all three bureaus, compliant written dispute filing tracked to the FCRA deadline, one-on-one credit education, and no upfront fees.
Free consultation, no obligation, no cost until work is performed.
